Dental care can hit your wallet hard, especially if you’re raising kids. The good news? Australia’s Child Dental Benefits Schedule (CDBS) 2025 is here to help, offering up to $1132 over two years for eligible children.
This program makes essential dental treatments like check-ups, cleanings, and fillings more affordable for families. In this guide, we’ll break down everything you need to know about the CDBS 2025—eligibility, covered services, how to claim, and more. Let’s dive in!
What Is the Child Dental Benefit 2025?
The Child Dental Benefits Schedule (CDBS) is a government-funded program managed by Services Australia (Centrelink). It provides up to $1132 per child over two consecutive calendar years to cover basic dental care. This support ensures kids and teens get the dental treatments they need without breaking the bank.
The benefit amount is reviewed annually and may increase each January. You can use it at participating dental clinics or claim it through the myGov portal. However, it doesn’t cover cosmetic procedures like teeth whitening or treatments done in hospitals.
Who Qualifies for the $1132 Benefit?
Not sure if your child is eligible? Here’s a quick rundown of the requirements:
- Age: Your child must be under 18 years old.
- Medicare: They need to be enrolled in Medicare.
- Government Payments: A parent, guardian, or approved care organization must receive a qualifying payment, like Family Tax Benefit Part A.
- Usage: The benefit must be used at least once in a calendar year to remain active.
Pro tip: Check your child’s eligibility and balance anytime via your myGov account linked to Medicare.
Why Eligibility Matters
Meeting these criteria ensures your child can access free or subsidized dental care. If you’re receiving a qualifying payment, you’re likely already eligible, but double-check through myGov to avoid surprises.
What Dental Services Are Covered?
The CDBS 2025 covers a range of essential dental treatments to keep your child’s smile healthy. Here’s what’s included:
- Routine check-ups and examinations
- X-rays for diagnostics
- Teeth cleaning and fluoride treatments
- Fissure sealing (protective coatings for teeth)
- Fillings for cavities
- Root canals
- Tooth extractions
- Partial dentures
These services focus on preventive and basic care, helping kids avoid bigger dental issues down the road.
What’s Not Covered?
Some treatments fall outside the CDBS scope. These include:
- Orthodontics (e.g., braces)
- Cosmetic dentistry (e.g., teeth whitening)
- Dental procedures performed in hospitals
If your child needs these services, you’ll need to cover the costs out of pocket or explore private insurance options.
How to Claim the $1132 Child Dental Benefit
Claiming the benefit is straightforward. Follow these steps to make the process hassle-free:
- Book an Appointment: Find a dentist who accepts the CDBS. Let them know you’re using the benefit.
- Confirm Covered Services: Ask the dentist which treatments are eligible and check the costs upfront.
- Provide Consent: Sign a consent form at the clinic to allow direct billing to Medicare.
- Check Your Balance: Log into myGov, navigate to Medicare, and view your child’s remaining CDBS balance.
If the treatment costs more than your available balance, you’ll need to pay the difference yourself.
Quick Reference Table: Child Dental Benefit 2025
| Feature | Details |
|---|---|
| Program Name | Child Dental Benefits Schedule (CDBS) |
| Benefit Amount | $1132 per child over 2 years |
| Managed By | Services Australia (Centrelink) |
| Who Can Claim | Parents, guardians, or approved care providers |
| Covered Services | Check-ups, cleanings, fillings, X-rays, extractions, partial dentures |
| Exclusions | Orthodontics, cosmetic dentistry, hospital-based dental care |
| Claim Process | At participating clinics or via myGov portal |
Why the CDBS Matters for Families
Dental care isn’t cheap, and the CDBS takes the pressure off families by covering essential treatments. Regular check-ups and early interventions can prevent costly procedures later, like root canals or extractions. Plus, healthy teeth boost your child’s confidence and overall well-being. By using the CDBS wisely, you’re investing in their long-term health without straining your budget.
Tips for Maximizing the Benefit
Want to make the most of the $1132? Here are some practical tips:
- Schedule Regular Check-Ups: Preventive care like cleanings and fluoride treatments uses less of your balance and keeps teeth healthy.
- Check Participating Dentists: Not all clinics accept CDBS, so confirm before booking.
- Monitor Your Balance: Log into myGov regularly to track how much of the $1132 is left.
- Act Before It Expires: Any unused balance resets after two years, so don’t let it go to waste.
FAQs About the $1132 Child Dental Benefit 2025
1. How much is the Child Dental Benefit in 2025?
Eligible children can access up to $1132 over two calendar years for basic dental treatments.
2. Who is eligible for the CDBS?
Children under 18 enrolled in Medicare, with a parent or guardian receiving a qualifying government payment like Family Tax Benefit Part A.
3. Can I use the benefit at any dentist?
No, only at dental clinics that participate in the CDBS program and accept Medicare billing.
4. What happens if I don’t use the full $1132?
Any unused amount expires at the end of the two-year period, and the balance resets.
5. Does the CDBS cover braces or teeth whitening?
No, orthodontic treatments like braces and cosmetic procedures like whitening are not covered.
6. How do I check my child’s remaining balance?
Log into your myGov account, link it to Medicare, and check the CDBS section for your child’s balance.
Final Thoughts
The $1132 Child Dental Benefit 2025 is a game-changer for Australian families, making dental care accessible and affordable. By understanding eligibility, covered services, and the claim process, you can ensure your child gets the care they need without financial stress. Book that dental appointment, check your myGov account, and give your kids the healthy smiles they deserve!