Studying or training as an Aboriginal or Torres Strait Islander Aussie? The cost of living shouldn’t hold you back. From September 20, 2025, the Abstudy Living Allowance jumps up, with independent singles over 22 getting up to $793.60 every two weeks. 0 This indexation helps cover rent, food, and travel so you can focus on your goals. Let’s break down the details.
What Is Abstudy Living Allowance?
Abstudy provides financial help for Aboriginal and Torres Strait Islander students and apprentices. 3 The Living Allowance is a fortnightly payment for day-to-day costs while you’re in approved full-time study or an Australian Apprenticeship. It’s means-tested and taxable, but it eases the barriers many Indigenous learners face.
Why the 2025 Increase Matters
Inflation hits hard, especially for students juggling books and bills. The September 20 boost aligns Abstudy with other student payments like Youth Allowance, ensuring support keeps pace with rising costs. 20 You’ll see the higher amount in your first payment after that date, depending on your cycle.
Who Qualifies for Abstudy in 2025?
You must be an Aboriginal or Torres Strait Islander Australian, accepted by your community. 10 Other key points:
- Enrolled full-time in an approved secondary, tertiary, or higher education course, or an Australian Apprenticeship. 12
- Not receiving similar aid like Youth Allowance or Austudy. 12
- Meet residency rules: Australian resident, with income and assets under limits. 2
Students in lawful custody over two weeks may also qualify. 14 Parents or guardians can claim for school kids.
Updated Payment Rates from September 2025
Rates vary by age, dependency, and living setup. For independent students (living away from home), here’s the max fortnightly after indexation: 0
| Age Group | Dependent (At Home) | Independent (Away) |
|---|---|---|
| Under 18 | $410.30 | Up to $472.50 |
| 18–21 | $472.50 | Up to $568.80 |
| 22+ | N/A | $793.60 |
These include energy supplements ($7.90–$14.10) but exclude Rent Assistance (up to $188.20 extra). 20 Your exact rate depends on income tests—use Services Australia’s calculator.
Extra Benefits in the Abstudy Program
Abstudy isn’t just the Living Allowance. You might also get:
- Incidental Allowance: One-off payment for starting or continuing studies, like books or tools. 14
- School Term Allowance: For parents of eligible high school students.
- Fares Allowance: Travel help if studying away from home. 17
These stack to make education more accessible.
How to Apply Step by Step
Ready to claim? Apply online via myGov—it’s quick and paperless. 5 Follow these steps:
- Create or log into myGov and link Centrelink.
- Gather docs: ID, proof of Indigenous descent (e.g., community letter), enrollment confirmation, income details.
- Go to “Make a Claim” > Abstudy Living Allowance.
- Fill in personal, study, and financial info.
- Upload docs and submit—track progress in myGov.
Claim early, especially for school starters in 2025. 18 Call the Abstudy line (1800 105 021) for help.
Quick Program Overview
| Factor | Details |
|---|---|
| Authority | Services Australia |
| Frequency | Fortnightly |
| Max Rate (22+) | $793.60 (independent single) |
| Effective Date | September 20, 2025 |
| Taxable? | Yes |
Always verify on servicesaustralia.gov.au for your situation.
This boost is a step toward closing the gap for Indigenous education. If you’re eligible, don’t miss out—it could make all the difference.
FAQs
What is the max Abstudy Living Allowance in 2025?
Up to $793.60 fortnightly for independent singles 22+, effective September 20, 2025. 0
Who qualifies for Abstudy payments?
Aboriginal or Torres Strait Islander students/apprentices in approved full-time courses, meeting residency and means tests. 10
When do Abstudy payments increase in 2025?
Indexation starts September 20, 2025; next in March 2026. 20
Can school students get Abstudy?
Yes, secondary students from high school age, with parents/guardians claiming if under 16. 16
How do I apply for Abstudy?
Online via myGov linked to Centrelink, with ID, enrollment, and Indigenous proof. 5